chacha do you have any cards that pay 5% back in points at grocery stores, and you just buy prepaid mc/visa that you can take to an ATM to withdraw? im looking in to doing that with the canadian amex cobalt and paypower cards. card costs $5 a month and $5 a reload up to $500, so you deposit $500 on to the card then withdraw at an ATM for a $2 fee so total cost $7. but 5% points is worth $25 so you make $18 of travel credit for each time you do it. i know there are a lot of american cards to do that with too