If you don't think Insurance, Healthcare and Pharmaceutical companies aren't out to make a profit you are delusional.
Just make health care a part of your budget? How can someone "budget" 100-200k? Screw retirement..
How about the people who pay insurance their whole life then the company they work for goes under. You are forced to pay Cobra until you can't afford it.. Get cancer, can't pay bills, hospitals are allowed to take all of your assets whether they are in a trust with others or not. Everyone else on that trust then gets fucked because a family member got sick.
It doesn't matter that they paid 20+ years into insurance, that money isn't available to them anymore. Pure profit for that insurance company. How is this OK?