war ill do you the favour of telling you that i only skimmed what you said since weve been through this before and there is no point in arguing further, so prob no need to invest so much time in a response next time - especially when you just say the same wrong shit over and over.
I know i've told you before - do you even remember the explanation of why the insurance market for individuals is so corrupt compared to the market through employers? because i know 100% ive given you the full explanation here before and yet your response there seems like you havent heard it.
a good example of just how futile it is talking with you about this stuff.