Played Division on PS4 so I didn't run into cheats.
REALLY loved the game for a while.... I didn't have any real issues with the loot or economy. I didn't like the gunplay that much (especially in PvP)... not compared to Destiny, CoD, etc.
However, what did me in and made me quit is the fact that the setting just doesn't allow for enough creativity, diversity, etc in the badguys. I got tired of killing people in hoodies, trashbags, fireman outfits, etc. It just got old. And in this setting, there isn't much room for improvement.