Yeah, Mael is right. Your major skills should only be the ones you'll actually use to KILL things. Why? Because the level of the enemy and the loot they drop is the only thing that actually scales... and it is TOTALLY dependant on your level.
If you get to level 10 by speechcraft, armorer, acrobatics, etc.... you won't actually be able to kill anything that is "scaled" for your level.
So many flaws in this game.... It has huge potential, though.